503-799-3711 • workshopteam@rate.com • The Workshop Team @ Rate

We are licensed professionals

The Workshop Team Licensing

We’re licensed mortgage professionals.

Maintaining our licenses requires annual training on ethics, nontraditional mortgage products, State and Federal lending laws—including the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), Home Mortgage Disclosure Act (HMDA), Fair Credit Reporting Act (FCRA), and Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).

We jealously guard your data and privacy, as we’re legally required to do under the Gramm-Leach-Bliley Act (GLBA), the FTC Safeguards Rule, and the Fair Credit Reporting Act (FCRA). But also because we feel a mortal duty to treat the information you entrust to us with the same care we’d want for our own.

And we don’t stop there. We’re students of our craft — guideline nerds who read mortgage rules for fun and meet daily to hash out lending strategies, leaving no stone unturned in our pursuit of the best loan option for every client.

Why? Because nothing makes us happier than guiding you through a loan process where the only surprise is how smooth, simple, fast, and maybe even fun it all turns out to be. When we’re on top of our game, you can leave the details to us, follow our lead, and focus on your new home.

The Workshop Team Licensing information

David Benjamin

Mortgage Consultant
NMLS# 228792
he/him
KY – 792262, OR – Licensed, WA – MLO-228792

McKenzie Dhyr-Arnold

Licensed Production Manager
NMLS# 217455
he/him
OR – Licensed, WA – MLO-217455

Tom Douglas

Licensed Sales Assistant
NMLS# 751973
CA – CA-DFPI751973, FL – LO67730, IL – 031.0044686, OR – Licensed, WA – MLO-751973

Julee Felsman

SVP of Mortgage Lending / Branch Manager
NMLS# 120831
she/her
AK – AK120831, AL – 73482, AR – 117882, AZ – 1002329, CA – CA-DBO120831, CO – 100514850, CT – LO-120831, DC – MLO120831, DE – MLO – 120831, FL – LO66603, GA – 67474, HI – HI-120831, IA – 34589, ID – MLO-2080120831, IL – 031.0056868, IN – 42483, KS – LO.0039957, KY – MC713848, LA – Licensed, MA – MLO120831, MD – 120831, ME – Licensed, MI – 120831, MN – MN-MLO-120831, MO – MO-120831, MS – 120831, MT – 120831, NC – I-187748, ND – NDMLO120831, NE – Licensed, NH – Licensed, NJ – Licensed, NM – Licensed, NV – 65660, NY – Licensed, OH – MLO-OH.120831, OK – MLO21956, OR – Licensed, PA – 74700, RI – Licensed, SC – MLO – 120831, SD – 120831.MLO, TN – 203658, TX – Licensed, UT – 12003187, VA – MLO-41738VA, VT – VT120831, WA – MLO-120831, WI – 120831, WV – LO-120831, WY – 8673

Tina Lucatorta

AVP of Mortgage Lending
NMLS# 1964467
she/her
CT – LO-1964467, IN – 66424, KS – LO.0052363, MA – MLO1964467, MD – 1964467, MI – 1964467, MO – 1964467, NH – Licensed, OR – 1964467, UT – 14206798, VT – MLO-1964467, WA – MLO-1964467

Megan Nickelson

Licensed Sales Assistant
NMLS# 1920783
she/her
OR – Licensed

April Potter

VP of Mortgage Lending/Branch Manager
NMLS# 116288
she/her
AZ – 1015922, CA – CA-DBO116288, CO – 100537095, FL – LO95521, GA – 116288, ID – MLO-2080116288, IL – 031.0072033, KY – MC832873, MT – 116288, NM – Licensed, NV – 69555, OH – MLO-OH.116288, OR – Licensed, TN – 116288, TX – Licensed, WA – MLO-116288

Jorah Price

AVP of Mortgage Lending
NMLS# 670152
he/him
ID – MLO-2080670152, LA – Licensed, ME – Licensed, MN – MN-MLO-670152, MS – 670152, NC – I-220727, OK – MLO33404, OR – Licensed, PA – 107269, SC – MLO – 670152, VA – MLO-72538VA, WA – MLO-670152, WI – 670152

Guaranteed Rate, Inc. (NMLS #2611)

3940 N. Ravenswood Ave, Chicago, IL 60613

Oregon: Mortgage Lender License #ML-3836

Washington: Consumer Loan License #CL-2611

NMLS Lookup

https://www.nmlsconsumeraccess.org/

Find us on YouTube!

We have a growing knowledge base of videos covering every aspect of the mortgage process. Whether you’re a first-time buyer or a seasoned investor, self-employed, going through a divorce, starting to plan or already in the middle of your purchase, we are working to demystify the mortgage process and share what we’ve learned over decades.

When you’re done exploring, don’t forget to subscribe so you don’t miss new videos!

Explore our PDF library…

We have a library of PDFs that you can download, with in-depth explanations of some of the more mystifying parts of the mortgage process.

Gift Funds: Your Guide to Documentation, processing, underwriting

Downloadable PDF

Gift Fund
Documentation

FICO scores, credit bureaus, credit score improvement, processing, underwriting

Downloadable PDF

Your FICO
scores

Connect with us on Instagram

The Workshop Team are Employees of Rate, Inc.